Action date on approval central form helps the users to know the duration within which they have to take the actions on the requests assignes to them.
Something like approval due date to approve the requests.
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Below statements may help you:
Each approval server process and signature can be associated with an action date. The action date enables approvers to know in advance the duration within which to take action on requests assigned to them. Process administrators can use this value to determine whether a process is on track or needs intervention (automatic
or manual). This helps in addressing requests and driving them to completion in a timely manner.
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How about 'Signature Due' ? If there is a value in that field too, what is its impact?